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Dec 03 Holiday Cooking


We are all doing it -  cooking like crazy from turkeys to Christmas/Hanukah cookies, we are spending lots of time in the kitchen.  However, with all the frenzied activities, we let safety slip.  Take a moment to review these tips to ensure a safe, blaze free holiday season, courtesy of NFPA:

Nov 26 Support Local Businesses


November 27th is Small Business Saturday.  Small businesses are the heart of our communities.  Shop at a local retailer to find that unique gift or eat at a local restaurant this weekend.  According to the American Express Shop Small Impact Survey, 56 percent of small businesses surveyed said this year’s Small Business Saturday event is more critical than ever for their business. Looking ahead to the new year, 78 percent said holiday sales will impact their ability to keep their doors open in 2022.  Small Business Saturday 2021 could help to boost small-business owners who continue to face difficulties during the pandemic.

Nov 19 Family Literacy


With the holiday fast approaching, it is a great time for the whole family to get together to enjoy some reading.  When you read to your children, you instill in them the fundamental skills for success in their later years in school and life.

Nov 12 New Tool for Employers


As workers are struggling to make ends meet and the coronavirus pandemic drags on, companies are offering a new way to get paid – every day.

Nov 05 Turn Your Clocks Back


This weekend ends Daylight Savings Time.  Set your clocks back an hour on Sunday at 2:00 am or as we do before retiring to bed on Saturday giving you another hour of sleep.  YEAH!

Oct 29 Ransomware and the holidays


Holidays are the perfect time for an increase in ransomware risks. In 2020 reported losses from cybersecurity complains exceeded $4.1 billion or a 69% increase from 2019.

Oct 22 Halloween & Fun


Looking for ways to have fun for Halloween, here are treats you can create with your families:

Oct 08 October is Anti-Bullying Month


The aim of anti-bullying month is to prevent bullying from happening.  It is designed to hold schools accountable when they fail to protect our children and to force them to take appropriate steps to respond to bullying.  Bullying can come in many forms, and victims can feel helpless or unsure of how to stop the situation. While bystander intervention is an effective way to stop bullying in real-time, understanding how it can be prevented can be even more important.

Oct 01 Fall is Officially Here!


The autumnal equinox occurred on September 22nd.  Fall is officially here and with it comes your honey-do lists preparing your home.  Here are some home maintenance tips from the Travelers Risk Control professionals to help you prepare for the coming winter.

Sep 17 Do Hackers Return?


According to Atlas VPM data, half of businesses worldwide have been affected by recurring attacks from the SAME hacker.  The data also revealed that 61% of companies hacked did not remediate the breaches, leaving the company and its data vulnerable to attack.  From phishing emails and cloud-based attacks to cyberattacks on remote workers and ransomware, cybercrime is up by 600 percent.

Sep 10 Solemn Weekend


Twenty years tomorrow we will remember the almost 3,000 people who lost their lives.  We honor the first responders who never hesitated but ran to assist those in the two towers, the Pentagon, and in Pennsylvania.   Talk to your children about how we all came together with such patriotism that we haven’t seen since.  We are the greatest country in the world and “we will never forget.”

Sep 03 September is National Preparedness Month


With forest fires and hurricanes hitting all across the US, it’s time to raise the importance of preparing for disasters and emergencies. There are plenty of resources to assist you during September to help you prepare.  Ready.gov/September features four weekly posts – Make a Plan, Build a Kit, Low-Cost, No-Cost Preparedness, and Teach Youth About Preparedness.

Aug 27 Hiking in the Wilderness


With Fall coming, family hiking is a great activity.  However,  being aware of both your surroundings and what to watch for can make your day a happy and safe one.

Aug 20 Seniors and Car Safety


Ever wonder as you grow older, what car you should choose for safety, one that is easy to drive,  safe, and has the technology to help avoid common mistakes that lead to accidents.  In a recent issue of Aging IQ, experts suggest tips for ensuring your safety behind the wheel.

Aug 13 Insurance Myths To Be Aware Of


Consumers are often confused about what insurance covers and what it doesn’t.  Property Casualty 360 helps demystify some of the myths.

Aug 06 Traveling Safely In Your RV


Hitting the road this summer in your RV, here are some tips to keep you and your family safe.  Over 43.6 million people will travel the roads, many of them in RVs.

Jul 30 Traveling By Car This Summer


With more and more people planning road trips, you need to be even more attentive due to distracted drivers.  According to the NSC, more than 700 people daily are injured by distracted driving crashes.  The cause – talking on the cellphone or texting/programming in-vehicle systems.

Jul 23 Dogs in Hot Weather


Dogs can’t perspire, so how do they keep cool?  They pant.  They also release heat through paw pads and nose to regulate their body temperature and keep cool.

Jul 16 Beat the Heat


We’re in the midst of summer and seeing record temperatures.  It is important that we remind workers on the danger of working in the heat.

Jul 13 Fear of connected cars cyber vulnerabilities growing


When you think of cyber attacks, you think of breaches of credit cards, banking accounts, and businesses.  But did you think about a cyber attack on your car?  That’s right – a cyber attack.

Jul 02 Firework Safety


What would the 4th of July be without fireworks.  Can’t imagine.  But they are deadly.  In 2020, eighteen people in the US died after episodes involving fireworks according to the Consumer Product Safety Commission, and that doesn’t include those who were seriously injured.

Jun 25 June Weddings


June is the most popular month to get married, simply because of the mild weather.  There is a saying that “for those who marry in June, you’re a bride all your life.”  Here some facts about June weddings:

Jun 11 Graduations - A Time to Celebrate


June is graduation month and parents are faced with how to keep their teens safe.  Here are some tips from the Partnership to End Addition that might help:

Jun 07 2021 Hurricane Season


Hurricane Season – 2021 is shaping up to see 13 to 20 named storms, 6 to 10 to become hurricanes for the East Coast and 2 to 5 tropical cyclones predicted for the Central Pacific hurricane region.  With tropical storms comes lots of rain and that means flooding.  Make sure your to-go-bag is ready and you know your evacuation routes.  Don’t drive through standing water.  And last, contact our agency for a flood quote.  Just two inches of water can cause significant damage.

May 28 Memorial Day 2021


Honoring all who served. Take a moment this holiday weekend to remember all who served and all who paid the ultimate price to protect our country. 

May 21 Support your local restaurant - eat out


It has been a hard year and many restaurants have closed during the pandemic.  According to the National Restaurant Association revenue is down by $240 billion. Over 110,000 restaurants are temporarily or permanently closed.

May 14 Small Business Month


Small businesses represent over 99% of the 28.7 million firms.  The vast majority have fewer than 20 employees and nearly 40% of all enterprises representing under $100k in revenue, according to JP Morgan Chase.  So it is fitting that the month of May celebrates the small business owners.

May 07 Happy Mother's Day


A mother is your first friend, your best friend, your forever friend. (Unknown)

May 03 Pandemic is changing Employee Benefits


According to Tim Allen, Harvard Business Review, companies are recognizing that employee benefits can be life-changing for their workforce, especially those centered around care, flexibility, and mental health.  Many employers in order to better support their employees and their business are planning to revise their benefit strategies.

Apr 23 Alarming Surge in Ransomware Attacks


Ransomware attacks have surged about 200% in the past two years according to Insurance Thought Leadership.  Severity is up too, with the average demand exploding from roughly $10,00 to $100,000.  Armed with increasingly inexpensive tools, hackers are expanding where and what they target.  There are even developers who sell or lease ransomware, offering Ransomware-as-a-Service (Raas).

Apr 16 Spring and Floods


With the weather changing and heavy rains upon, flooding is a certainty.  Here are the ten top facts every consumer should know about the National Flood Insurance Program (NFIP)

Apr 02 Happy Easter


On behalf of our agency we wish you a blessed and safe Easter Holiday.

Mar 19 Spring Cleaning - Spring Begins


With the start of Spring, it is now time to focus on getting our homes ready for the season.  Here’s a quick list of tasks recommended to launch Spring properly.

Mar 12 Daylight Saving sTime


Daylight Savings is this Sunday – don’t forget to set you clock forward.  Looks like you you lose an hour of sleep.  Some people have trouble adjusting to the one hour change.  It is recommended that you keep your schedule and get seven to eight hours of sound sleep and go to bed a little early the night before.  If your sleep cycle is out of whack, driving can be a bad idea.  One study showed that fatal traffic accidents increase the Monday after both time changes.

Mar 05 Protect Your Phone Data


With all the data that is on your phone, there are quite a few tech makers who do not protect your privacy.  So what do you do?  Here are some tips from Firefox:

Feb 26 Why The Surge in Car Thefts


A puzzling invitation to auto theft is increasingly sitting in the unoccupied car’s cup holder—the key fob. After many years of car theft declines arising from improved technology, we are now seeing a surge in this unfortunate crime. This spree, worsened perhaps by the pandemic, can be attributed to largely one factor: human carelessness. No hot wire is needed!

Feb 19 Saturday is National Love Your Pet Day


This weekend is the perfect time to thank your pets for their companionship especially during these times when you are stuck at home with restricted activities.  They are there with undying love and ready to put a smile on your face.

Feb 12 Happy Valentine's Day


If you are planning on giving a keepsake at Valentine’s Day, we want to remind you to obtain insurance coverage for it.  You can add the item to your homeowners’, or depending on the value, obtain a jewelry policy.

Feb 05 Least Reliable Cars for 2021


It’s that time of year when Consumer Reports’ publishes their various reports on the auto industry.  Here is a list of the ten most unreliable vehicles with the greatest risk of problems:

Jan 29 Dangers of Space Heaters


It is always nice to be snuggly and warm during the winter nights, but many of us use space heaters to keep us warm.  They can be dangerous and the biggest threat is fire. Fire is caused by the overloading of circuits and power failures. Last year, there were 55,000 fires, 450 deaths, and more than 1,500 injuries due to space heaters.

Jan 22 Prevent Skin Irritation


With all the hand hygiene everyone has been doing during the COVID pandemic, many of us are experiencing skin irritations.

Jan 15 Start the Year With Business Continuity Review


With so many situations affecting our businesses this past year, such as COVID-19, lock downs, and remote employees,  it is important to review annually your procedures to restore critical business functions in the event of an unplanned disaster.  These disasters could include natural disasters, security breaches, service outages, and other potential threats.

Dec 18 Holiday Candles and Fire


We love them.  Holiday Candles smell so good and project a warm glow to our home.  But, they can be deadly.

Dec 11 Keep Your Pets Safe During the Holidays


With so much going on this season regarding decorations and lights, your furry babies are thrilled.  However, to safeguard your pets, see the following:

Dec 04 Cyber Security Events


With ransomware and phishing attacks on the rise, companies must continuously focus on cyber risks to protect assets and customers.

Nov 25 Be Safe on Thanksgiving


With Thanksgiving just days away, we want to pass along some turkey safety tips:

Nov 20 Avoid Fines by Training Workers


Not training your workers regarding COVID-19 can result in fines and lawsuits.  Sixteen states have passed emergency temporary standards requiring employers to train their workers on COVID-19 workplace safety protocols.  Every state enforces things differently, so it is important you know what your state requires.

Nov 13 Ten Most Deadly Vehicles


According to the National Safety Council, an estimated 38,880 people lost their lives and more than 4 million required medical attention.

Oct 16 Winter is Coming - Prepare Your Car


With winter months almost upon us, now is a good time to make sure your car is ready.  Here is quick checklist for winter driving.

Sep 18 Life Awareness Month


September is Life Awareness Month and Life Happens, a non-profit organization, is dedicated to helping educate consumers on the importance of life insurance and related products.

Sep 04 Happy Labor Day


A day to honor the hard work that you have put in.  A day to relax and enjoy.

Aug 28 OSHA COVID-19 Materials


OSHA has issued new posters and guidance booklets for businesses.  They are free and available in multiple languages.  Go to https://www.osha.gov/pls/publications/publication.searchresults?pSearch=coronavirus%7Cadd+to+cart and select the materials right for your business.

Aug 21 OSHA Reverses Recordkeeping Rule


OSHA has updated their guidance to employers regarding completion of the OSHA 300 Log and the reporting of employees cases of  COVID-19 as “work-related”.

Aug 14 Surviving an Email Attack


According to the FBI, business email compromises cost businesses $26 billion between 2016 and 2019.  This represents a serious threat to your business.

Jul 31 Stroke Warning Signs


Stroke kills about 14,000 Americans each year – that’s 1 out of every 20 deaths.  Someone in the United States has a stroke every 40 seconds.  Every 4 minutes, someone dies of stroke.  Every year, more than 795,000 people in the United States have a stroke, according to the CDC.

Jul 24 Protections for Working Safely in Summer Heat


Temperatures are soaring across the United States and are creating hot and hazardous working conditions.  OSHA has issued a trade release with suggestions to help mitigate heat hazards.

Jul 17 Protecting Your Home from Tropical Storms or Hurricanes


We are in the midst of the hurricane season which generates tropical storms throughout the United States.  2019 is predicted to produce 16 name storms and reach tropical-storm strength or greater, with eight hurricanes with at least one potentially hitting land-fall.

Jul 10 Tips to Keep Working from Home Secure


If you are working from home, here are six tips to help you do so securely.

Jun 26 D&O rates are set to climb


According to a report by AM Best, Directors and Officers liability insurance rates are likely to double in the wake of the COVID-19 pandemic as insurers respond to increased shareholder litigation over the past three years and future litigation over coronavirus-related exposures.

Jun 19 Happy Father's Day


Thank you for all the ways you go above and beyond every day for your family.  On behalf of all of us at the agency, we wish you a Happy Father’s Day.

Jun 05 Smart Cameras, Baby Monitors Vulnerable to Hackers


If you use baby monitors or wireless cameras, you are at risk for being hacked by cybercriminals.

May 22 Memorial Day - Remember & Honor


To all the first responders, nurses, doctors, health care workers and those that gave their lives to protect this great nation – we remember, honor, and thank you for your service.

May 08 Happpy Mother's Day


Mothers – You’ve Been Keeping the Family Together During These Trying Times.

Mar 27 Working at Home - Here's Some Tips


Ann Henry, who has worked at home for over 11 years, wrote an article for Gossip That Matters, to offer tips for workers new to working remotely.  Here is her advice.

Mar 27 Scams During COVID-19


Millions of Americans are working at home, holding virtual meetings, educating their children, and communicating with family and friends.  But are you exposing yourself to the latest scams.

Mar 24 OSHA Form 300A & The Coronavirus Brochure


OSHA has reminded employers of their reporting requirements for workers with coronavirus, and provided guidance as to how to complete the form.  In addition, they created a brochure, “Guidance on Preparing Workplaces for COVID-19”, which you can download.  If you need any assistance, please contact us at the agency.

Mar 18 Continuing to serve your insurance needs


There’s an old English expression that goes, “May you live in interesting times”. Perhaps maybe we are. Or perhaps they’re just confusing. 😊

Mar 13 Coronavirus Prevention Tips


Here are five things to remember to help protect yourself from becoming infected with the coronavirus. Follow flu prevention tips.

Mar 06 Change Your Clocks on Sunday!


Daylight Saving Time begins Sunday, March 8th.  So set your clocks forward one hour to “spring ahead”, which means you lose one hour of sleep. 

Feb 28 March 2nd Deadline to Submit 2019 Summary of Work-Related Injuries & Illnesses


The deadline for employers to electronically submit their 2019 Summary of Work-Related Injuries and Illnesses is due March 2nd.  To determine if your business, with 20-249 employees, is required to submit this form, use this link.

Feb 21 Workers' Compensation Drug Formulary Model Adopted


To combat the opioid crisis and lower drug costs, the National Council of Insurance Legislators adopted the Worker’s Compensation Drug Formulary Model Act.  The purpose of the act is to establish a drug formulary for use in states’ workers’ compensation systems in order to facilitate the safe and appropriate use of prescription drugs in the treatment of work-related injury and occupational diseases.  Each state will use this framework to establish their own policy.

Feb 14 Happy Valentine's Day - Buying Jewelry?


If you are planning on giving jewelry, we recommend you have it appraised, and then call us so we can protect it with the right insurance.  February is also National Heart Month.  We encourage you and your loved ones to schedule a check-up to help fight against cardiovascular illnesses and disorders.

Feb 07 Wear Red Today


Wear Red Day is dedicated to raising awareness about heart disease in our communities.  Heart disease is the leading cause of death in the United States.  Pledge to be more active to protect your heart by moving more, eating healthy, managing stress, not smoking, and getting quality sleep.

Jan 24 Is a home security system worth the investment?


Besides providing you with peace of mind, home security systems can help with:

Jan 24 Are you guilty of password passivity


Cybercriminals are hacking both individuals and corporations every minute of every day.  One area they love is cracking passwords.

Dec 06 Want to Now What the Top Pick Ups Were for 2019?


According to Statista, the top selling pick up trucks were:

Dec 06 Review Your Employee Handbook


As we start 2020, it is a great time to review and update your Employee Handbook.  With the advent of ransomware and cyber breaches, it is important to communicate to your employees the procedures to be followed as it relates to electronic communications.

Dec 06 Planning on Hosting a New Year's Eve party?


Everyone is excited to attend your New Year’s Eve Party – but are you ready?  Erie Insurance prepared a list of eight tips to help you and your guests have a safe New Year’s Eve event.

Dec 06 Planning an Employee Holiday Party?


Planning on a holiday party for your employees?  Here are some suggestions from Katie Kuehner-Hebert, courtesy of NU Property Casualty 360.

Dec 06 Clean Out Your InBox Week


Next week is Clean Out Your Inbox.  It is a great time to start 2020 with an organized inbox.  Here are some ideas as to how to sort and file all those pesky emails.

Dec 06 Annual List of the 10 Worst Toys of 2019


As you are preparing to finalize your gift-giving, take a look at this list of toys that you should avoid giving according to the 47th annual report by World Against Toys Causing Harm (WATCH):

Dec 06 10 Things To Do Close Out Your Year


As we start to wind down the year, it’s a perfect time to take action on these ten tasks:

Nov 29 Black Friday Safety Tips


In-store Shopping:

Nov 15 National Clean Out Your Refrigerator Day


National Clean Out Your Refrigerator Day is observed annually on November 15. Get together a soap and hot water filled bucket, disinfectant, a sponge and a garbage bag, and you are ready for the day!

Nov 08 Veterans' Day on the 11th


As we come together as a nation to celebrate Veterans Day, take a moment to remember friends, family members and colleagues who served in our military.  It is thanks to them that we live in the home of the free and the brave. Also, it is a great time to hire a vet.

Oct 26 Buying Flood Insurance - Questions to As


Flooding conditions can continue through the winter months. You might be considering a flood insurance policy but don’t know what questions to ask.  This post from FEMA should be helpful.

Oct 18 Is Your Business Continuity Plan Up to Date?


As the international community celebrated ShakeOut Day to promote earthquake resiliency and preparedness, now is the time to review your established business continuity plans or create an appropriate plan if you don’t have one.

Oct 11 October is Crime Prevention Month


According to Alarms.org, every 13 seconds a burglary occurs.  Two thirds of the 2.5 million burglaries were home break-ins. 

Sep 30 Opioids in the workplace


Workers who are prescribed pain medications for work-related injuries must be educated about the risks of opioid addition.  According to Marianne Kritserg, MSW, LCSW, RN there are eight strategies to consider:

Sep 12 September is Life Awareness Month


Life Happens, a non-profit organization, has an entire website devoted to life insurance. September is Life Awareness Month and you will find calculators to assist in determining the insurance coverage you need, along with helpful videos and educational pieces.  Go to https://lifehappens.org to find out what you need to protect your family and then call the agency to discuss.

Aug 30 History of Labor Day


Labor Day, celebrated the first Monday in September, pays tribute to the contributions and achievements of American workers.  It was created by the labor movement in the late 19thcentury and became a federal holiday in 1894 by Grover Cleveland.  Labor Day weekend also symbolizes the end of summer.

Aug 23 Driver Safety in School Zones


Last week’s post dealt with child safety, today we’d like to provide tips for drivers in a school zone.  Please review and be prepared for back to school traffic.

Aug 16 Going Back to School


Getting your children ready to start school is a perfect opportunity to review keeping them safe. 

Aug 09 August 12-18 is Safe & Sound Week


Safe & Sound Week is a nationwide event held each August that recognizes the successes of workplace safety and health programs and offers information and ideas on how to keep American’s workers safe.

Aug 02 Natural Disasters & Your Pets


We usually prepare for a flood, hurricane, tornado, or weather-related incident with a go bag, but have you prepared for your pets.  Take a look at a couple of tips to consider:

Jul 19 Safety Tips for Warm-Weather Work


Employees should understand the factors that lead to heat susceptibility.  With temperatures rising, it is a good time to review.

Jul 05 Grill Safety


Lots of barbecues are happening this weekend.  It’s is no better time to pass along some grill safety tips to make sure your party is fun and incident free.  Here are some statistics to illustrate the point.

Jun 28 RV Safety


Getting ready to explore the US in your RV.  Take a look at these safety tips provided by Property Casualty 360 to ensure you have a wonderful risk-free trip.

Jun 21 Happy Father's Day - June 20th


“When my father didn’t have my hand, he had my back”Linda Poindexter

Jun 21 First Day of Summer


Today is the first day of summer and the longest day of the year.  Your children are out of school, and vacation plans are underway.  Get prepared for summer by following these maintenance tips provided by Heather Turner from Property/Casualty 360:

Jun 21 Celebrate National Hispanic Americans


October celebrates National Hispanic American Month.  As members of our community, you bring a rich heritage and history, culture, and achievements to the United States.  Thank you for all you do.