We are a litigious society – there are more and more lawsuits filed every year. In record numbers, people are awarded larger judgments than ever before.
Are your insurance liability limits sufficient to protect your assets and future earnings in the event of a lawsuit? We highly recommend looking into a Personal Excess Liability (Umbrella) policy. This type of policy is an extra layer of liability coverage above and beyond your automobile, homeowners, motorcycle, or boat policy. Should you be liable for someone’s injuries or damages, and your primary policy’s limit runs out, an umbrella can offer additional protection, often a million dollars or more of protection.
Certain exposures, such as swimming pools, trampolines, or inexperienced drivers make a very compelling case to add an umbrella policy. This coverage can often be added for a very reasonable price.
Protect yourself and your assets with Umbrella coverage. Contact us for more information.