Your vehicles are critical to the success of your business. To successfully protect your business, it is important to have properly set up commercial auto insurance.
There are a number of different options to consider, including whether fleet insurance or per vehicle policies are the best solution for your unique situation. We are here to help guide you through the different options available. We specialize in helping businesses with their insurance and risk management programs.
What is commercial use?
Your personal auto insurance will exclude coverage for commercial uses of your vehicle. That is why it is important to discuss your needs with us, so that in case of an accident, there is no chance of being uninsured.
What can be done to lower the cost of commercial auto insurance?
The following strategies can generally help to lower the cost of your insurance coverage:
Anti-theft and safety devices
Deductibles
Driver records
Location
Vehicles
Other Considerations
Certain types of businesses are subject to federal and state regulations in the operation of their vehicles. It is important to fully understand those regulations. We can help you, to ensure you are in compliance. In addition, it is important if your company will be using the equipment of third parties, such as leased or rental equipment: if so, you will need non-owned vehicle coverage. We are happy to help you ensure you are in compliance and have the appropriate level of coverages for your business.
We help businesses with their insurance protection, including their vehicles. Contact us today for a no obligation review.