What if there was a back up of your drain system – would your insurance cover the damage?
Spring and fall tend to be the wettest seasons, making homes more susceptible to the backup of drain lines. And if there is a backup the damage caused can be substantial. However, did you know a standard homeowner's insurance policy excludes coverage for damage of drain back ups or if a sump pump fails? If you have a finished basement, your basement is used for storage, or if your mechanical systems are located in the basement, you should strongly consider this additional layer of protection.
Be sure to ask us about this protection; it can often be purchased as an endorsement to your exiting coverage or on its own.