Personal Insurance

We are here to make insurance easy - easy to understand and easy to buy.  Whether it is car or home insurance, life or health insurance, we provide our clients with the upmost service and the latest in products and programs.  Insurance is not just one-size fits all; everyone is unique in their insurance needs.  We want to take the time to get to know you, which allows us to create a portofolio of insurance products to protect you and your family.

And once your policies are issued, that is only the beginning – we pride ourselves on the outstanding client service we offer.  In the event of a claim, we work as your advocate to ensure the claim is settled to your satisfaction.

Auto Insurance

Whether you own or lease your auto, it is important to protect your vehicle from theft and damage.  It is also important to protect yourself, your family and your passengers for

Builder's Risk Insurance

A builder’s risk insurance policy indemnifies against damage to buildings while under construction. 

Boats/Personal Watercraft Insurance

There is nothing like being on the open water!  However, what if something happened and you were involved in an accident?

Classic Car

It’s about more than just the car – it is a passion; you know every detail of your classic car. 

Condominium Insurance

Insuring you condominium is different than buying coverage for a conventional house or a rental. 

Fine Art/Collectibles

As a collector, you would consider some items in your collection priceless. 

Flood Insurance

The damage caused to a home from water can be devastating, and in most cases water damage is not covered by homeowners insurance.

HIgh-Value Home Insurance

Your home is your castle – but protecting it properly does not mean a moat and turrets, but rather, specialized insurance coverage specifically designed for high value homes. 

Homeowners Insurance

Homeowners insurance provides coverage in the event of damage to your property, as well as liability for injuries and damage you cause to other people.

Identity Theft Insurance

You can insure against identity theft generally for a small premium.  

Jewelry Insurance

Did you know that your homeowner's or renter's insurance policy probably does not provide full coverage for things such as your engagement and wedding rings as well as other fine jewelry?

Life Insurance

How much life insurance do you need?

Cunningham Mobile Home Insurance

You can rest assured you will be working with a professional who understands the unique insurance needs of owning a mobile home

Motorcycle Insurance

What is your ride – cruiser, sport bike, touring bike, standard, or custom?  No matter the type of ride, we offer insurance to protect you and your bike.

Renters Insurance

Renters insurance is designed to protect you against damage or loss of personal property when you rent an apartment, condo, or home.

RV Insurance

Regardless of the type of RV you have, we have the specialized type of insurance to provide you with the protection you need.

Teen Drivers

It is so exciting for a teen to get their license.  New found freedom – but of course with that freedom comes tremendous responsibility.  One responsibility it to make sure they

Umbrella Liability Insurance

We are a litigious society – there are more and more lawsuits filed every year

Vacation Home Insurance

You vacation home is your getaway, a great place to relax and unwind.  You certainly don’t want to have to worry about whether your home away from home is adequately protected. 

What if there was a back up of your drain system – would your insurance cover the damage?

Cunningham Wedding Insurance

Wedding insurance helps make things right - even when something goes wrong.

Evacuation Plan Clipboard

With hurricane season upon us, now is a good time to prepare you, your family, your employees, and your business.

As the international community celebrated ShakeOut Day to promote earthquake resiliency and preparedness, now is the time to review your...

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According to, every 13 seconds a burglary occurs.  Two thirds of the 2.5 million burglaries were home break-ins. 

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Community Involvement